Surplus Secure – Recover What’s Rightfully Yours

Your Equity.
Your Right.
Let’s Get It Back.

Property Tax Foreclosures

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Surplus Funds Recovered

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*Based on the most recent data available, from 2023

You May Be Owed Money After a Tax Foreclosure Sale!

Did you know that when your property has been foreclosed on, you are entitled to any surplus proceeds? Surplus is the money left over after the county sells the property at public auction, and deducts your tax debt and a commission for itself.

This is YOUR money—don’t let it go unclaimed.

Navigating the process to recover these funds is complex, time-sensitive, and frustrating.

Surplus Secure will fight for your rights and ensure you receive what is owed to you.

Our Vision

Empowering former homeowners following tax foreclosure to secure their equity, returning it to those who earned it.

Our Mission

Surplus Secure is dedicated to advocating for former homeowners by navigating the bureaucratic barriers to securing tax foreclosure surplus funds. We are committed to ensuring that those who have lost their properties do not lose their equity. With integrity, diligence and deep legal expertise, we fight to recover what is yours, helping you move forward with peace of mind.

Claiming Your Surplus is Simple but Not Easy — We Do the Hard Work for You

You Pay Nothing Up Front — We Get Paid When You Get Paid

You Deserve to Get Your Money Back!

We understand that losing a property can be overwhelming, but you don’t have to go through this alone. The law is clear—surplus proceeds belong to you, not the government—but strict legal deadlines and procedures apply.

Let Surplus Secure handle everything so you don’t have to worry.

We Handle the Legal Process for You – No need to navigate complicated paperwork or court filings.
You Won’t Miss Critical Deadlines – Our team works fast to protect your claim.
Led by a Licensed Attorney with 40 Years of Experience – Real estate law is what we do.
No Upfront Costs, No Risk – We only get paid when we successfully recover your money.

Justice will not be served until those who are unaffected are as outraged as those who are.

Benjamin Franklin

Call Us Any Time

(734) 215-5540

Don’t Let the Government Keep What’s Yours!

Why Choose Surplus Secure?

Losing your property to tax foreclosure is overwhelming and stressful. Recovering your equity should be easy but it is a procedural puzzle. It is a process filled with strict deadlines, complex paperwork, and legal hurdles that could prevent you from receiving what’s rightfully yours.

The surplus proceeds belong to you, and the committed team at Surplus Secure is here to navigate the process and ensure you get what you’re owed. You will not have to worry about deadlines, filings or court procedure — we handle it all.

What Sets Us Apart?

“This isn’t just about money—it’s about justice, dignity, and your next chapter.”

– Kelli Meeks

A Law Firm That Cares

We Are Committed To Taking Care Of Our Clients

Testimonials

What Our Clients Say About Us

Don’t just take our word for it. The process of recovering surplus funds after a foreclosure can be daunting, but with Surplus Secure, many individuals have successfully navigated the complexities and reclaimed what rightfully belongs to them. Hear directly from those we’ve helped, and learn how we’ve empowered them to secure their surplus proceeds, turning a potentially lost asset into a financial recovery.

“Kelli was my guardian angel! I was about to lose everything - my home, all of its equity and my family’s financial future. She quickly helped me understand the process, took every step to protect my significant equity, communicated with me every step of the way and put me completely at ease. Getting my surplus funds back let me and family start over.”

"Kelli is an extraordinary lawyer. Her tenacious drive for justice brought an end to a long foreclosure nightmare, helping me secure a significant amount of money. Her knowledge, perseverance and expeditious work ethic are exemplary. One of her very unique qualities is her willingness and ability to break the law down into layman’s terms, allowing me to truly understand the process. Her experience and dedication are unmatched."

When government takes more than it gives, that’s not taxation—that’s theft.

Surplus Secure: Because Your Equity Belongs to You, Not the Government.

Frequently Asked Questions

If you cannot find an answer to your question here, please don’t hesitate to reach out!

What Are Surplus Proceeds?

Surplus proceeds are the extra funds left over after a tax foreclosure sale—after your outstanding property taxes, penalties, fees and a 5% commission to the county have been deducted.

For example, if your home was sold at auction for $100,000, but you only owed $20,000 in taxes and fees, that figure, and 5% more in commission to the county, ($5,000), leaves a $75,000 surplus that belongs to you, as the former homeowner.

Who Can Claim Surplus Proceeds?

The legal property owner at the time of foreclosure (or their heirs if the owner is deceased) has the right to claim surplus proceeds. If you lost your home to tax foreclosure, you likely qualify!

What Happens If I Don’t Claim My Surplus Funds?

Michigan law has strict deadlines for filing the documents necessary to claim your surplus claim funds. If you don’t meet these deadlines, the funds will be kept by the county or state government.

How Long Does the Process Take?

Michigan law allows the county (or state) to keep your funds for up to 10 months following the sale of your property at public auction. We do everything we can to get your money as quickly as possible and are bound to follow the legal procedures.

How Much Money Am I Entitled To?

This depends on the final auction sale price of your property, the amount of taxes and fees, and the 5% county (or state) commission deducted.

We can usually calculate the figure following the sale of your property over the summer and will let you know the amount as quickly as possible.

Why Do I Need a Lawyer to Claim Surplus Funds?

You don’t. And yet, the process isn’t as simple as filling out a form. Surplus recovery requires proper legal filings, court approvals, and strict compliance with deadlines. One small mistake can lead to your claim being denied.

At Surplus Secure, we have the legal expertise to ensure everything is done correctly—so you don’t risk losing your money.

How Much Does It Cost to Work With You?

Nothing up front! We only get paid if we recover your surplus proceeds. Our fee is a percentage of the amount recovered, so there’s zero financial risk to you.

How Do I Get Started?

Call us today for your no cost consultation! 734-215-5540

You’ve already lost your property—don’t lose your money, too. Let Surplus Secure fight for what’s rightfully yours!

Ready To Get Started?

Get In Touch With Us

Reach out to us ANY TIME, we are always happy to chat!

Recover YOUR Equity After a Tax Foreclosure Sale